Loy O'Kelley — combat-injured Army Infantry retiree & CRSC specialist

Loy O'Kelley is a combat-injured U.S. Army Infantry retiree and the founder of Standfast Veterans Group. He earned the Combat Infantryman Badge and deployed twice to Afghanistan. When it came time to file for Combat-Related Special Compensation, he did what he now does for clients: he built the packet himself — all 277 pages of it — and learned exactly what a branch CRSC board needs to see before it can say yes.

The infantry, two deployments, and a 277-page packet

Loy served as a U.S. Army Infantryman with two deployments to Afghanistan, and he carries the injuries that came with that service. After retiring, he ran headfirst into the same wall most combat-injured retirees hit: a VA offset quietly taking back the retired pay he had earned, and a CRSC process that approves only what the paper proves.

So he treated his own claim like a mission. He pulled every record, mapped every condition to a qualifying combat-related event, and assembled a 277-page CRSC packet built to the board's standard — the causation chain documented link by link, not asserted. That build became the blueprint for every packet Standfast prepares today, and the basis for his book, The CRSC Playbook, available on Amazon.

Why Standfast exists

Standfast Veterans Group exists because most CRSC denials aren't really about eligibility — they're about documentation. Loy founded the company to give military retirees the same standard of packet he demanded for himself: the full causation narrative, the right combat-related category for each condition, and a DD Form 2860 the board can verify line by line.

• Vet to vet. Loy builds and oversees every client packet personally. No call centers, no hand-offs to someone who has never worn the uniform.
• Flat fee, never a percentage. Some companies take a cut of your retroactive CRSC — thousands of dollars off the top of money you earned. Standfast charges a flat fee you know up front: packet review ($500), full packet preparation ($2,500), reconsideration ($1,500).
• Straight answers. If a packet isn't worth your money, Loy tells you on the free call — before you spend a dollar.

Credentials & experience

• U.S. Army Infantry retiree, combat-injured · Combat Infantryman Badge · two Afghanistan deployments
• Filed his own 277-page CRSC packet — the model for every Standfast client build
• Author of The CRSC Playbook (available on Amazon)
• Founder & CEO, Standfast Veterans Group — a federally certified Service-Disabled Veteran-Owned Small Business (SDVOSB)
• Prepares CRSC packets for retirees of every branch, assembled to each board's format

What Loy is not

Straight talk, because that's the house style: Loy is not a lawyer, and Standfast Veterans Group is not a law firm and does not provide legal, tax, or financial advice. Standfast is not affiliated with the VA, DoD, DFAS, HRC, or any branch of the Armed Forces, and nobody here will ever guarantee you an approval, a rating, or a backpay number — no one honestly can. What you get is the strongest documented case your records support, built by someone who has carried a packet like yours through the process himself.