The list nobody hands you
A 100% VA rating opens dozens of benefits, run by different agencies, on different forms. VA pays your monthly compensation without being asked again. Nearly everything else has to be claimed, and nobody hands you the list.
This is the list, with the steps.
For each benefit, The 100% Playbook tells you what it is, who qualifies, what it is worth, how to claim it, and what to watch for. It says plainly whether a schedular 100% is enough, whether Permanent and Total is required, and whether TDIU counts, because those three do not open the same doors.
What is inside
- The three kinds of 100%, and how to tell which one you have
- Special Monthly Compensation, level by level
- The clothing allowance, automobile allowance and adaptive equipment
- Housing grants, the VA home loan and life insurance
- Social Security disability, student loan discharge and taxes
- VA health care, dental, caregiver programs and long-term care
- Care outside VA and outside the United States
- CHAMPVA, education for your spouse and children, base access
- What your survivors receive, and what to set up now
- Vocational rehabilitation, federal hiring and starting a business
- State benefits for all 50 states, D.C., Puerto Rico and Guam
- How ratings are protected, and what can reduce or stop your pay
- A master checklist, an index of 77 federal forms and a VA phone directory
How it handles what it cannot confirm: every dollar figure that changes from year to year carries its date. Where an official source did not settle a question, the book does not guess. It tells you which office to ask.
The book at a glance
- 506 pages, 36 chapters in 7 parts
- 105-item master checklist to work through, one benefit at a time
- Index of 77 federal forms, plus a glossary and a VA phone directory
- State-by-state chapter covering all 50 states, D.C., Puerto Rico and Guam
About the author
Written by a retired Army officer rated 100% Permanent and Total, founder of Standfast Veterans Group. More about Loy O’Kelley.
The 100% Playbook is the companion to The CRSC Playbook, the step-by-step guide to Combat-Related Special Compensation for military retirees.
A note on what the book is. General information, not legal, tax or medical advice. Not affiliated with VA or the Department of Defense.
Frequently asked questions
Where can I get The 100% Playbook?
The Kindle edition is on Amazon now for $7.99. The paperback is $17.99 and is coming soon on Amazon.
Do I need to be Permanent and Total to use it?
No. For each benefit the book says plainly whether a schedular 100% is enough, whether Permanent and Total is required, and whether TDIU counts, because those three do not open the same doors. The first part of the book shows you how to tell which one you have.
Does it cover my state?
Yes. It covers state benefits for all 50 states, D.C., Puerto Rico and Guam.
How current are the dollar figures?
Every dollar figure that changes from year to year carries its date. Where an official source did not settle a question, the book does not guess. It tells you which office to ask.
The Standfast Bookshelf
Plain language, no gimmicks, no guarantees. Three books by Standfast’s founder.
The 100% Playbook
Every benefit a 100% disabled veteran rates, and how to claim each one: what it is, who qualifies, what it is worth, and the steps. All 50 states, a master checklist, and an index of 77 federal forms.
The CRSC Playbook
The step-by-step guide to Combat-Related Special Compensation: eligibility self-checks, the four combat-related categories, the Block 13 (now item 14.k) narrative templates, and the post-Soto backpay rules, start to finish.
Maximize Your VA Disability Rating
The ultimate 2-in-1 guide: Book 1 for service members still in uniform (build your rating before you separate), Book 2 for veterans already out filing their first claim, even decades later. Rating guides, C&P playbook, appeals, and word-for-word templates.
Military retiree with a combat-related condition? Take the free 30-second CRSC eligibility quiz or work through the free CRSC tools and worksheets.